Employees have a choice of three health insurance plans. Employees must join one of these plans immediately upon employment. If you decline enrollment for yourself or your dependents because of other health insurance coverage, you may in the future be able to enroll yourself or your dependents under limited circumstances upon termination of the other coverage, provided that you request enrollment within 30 days after your other coverage ends. Employees who do not wish to participate in the health insurance plans offered by the College are required to sign a waiver stating that they are covered by another health plan. Please contact the Human Resources Office for information on the cost of all medical plans.
Employees may participate in only one of the plans at any time. Participants receive insurance identification cards for presentation to physicians and hospitals. The employee's share of the premium differs in accordance with the plan chosen, the employee's salary level, and whether they choose an individual or family policy.
Employees who only work 10 months are expected to pay their share of the July and August premiums typically through additional payroll deductions during the months of May and June.
All employees may switch among plans or join a health insurance plan one time each year during the open enrollment period in November.
Coverage may include the employee, the employee's spouse or eligible domestic partner (as defined by the College (available from Human Resources) and the insurance carriers) and the employee's dependent children (up to age 26). In addition, if you have a new dependent as a result of marriage, birth, adoption, or placement of adoption, you may be able to enroll yourself and your dependents, provided that you request enrollment within 30 days after the qualifying event.